Should we or shouldn't we?

So last night the topic of eloping/secretly marrying came up again. We almost went to the Justice of the Peace this summer to go and get married and just not tell anyone, but I didn't want to mess up my financial aid. Now that, that's all over the topic came up again. I feel like if we did it, it'd have to be a secret that only we knew about, so we could have a wedding later. My mom would be devastated if we didn't have a wedding, and I don't want to do that to her. What do you all think, are secret marriages okay?